Your Payments
Supercharged

Optimize your payments, increase your conversions, improve your customer experience.
Machine
Learning
Transaction
Velocity
Proxy
Detection
Device
Fingerprinting
IP
Geofencing
Business Rule
Algorithms
Dynamic Risk
Score

Risk Management that works for your business

Use ML that actually works

Karma helps detect and block fraud for any type of business using machine learning that trains on data across millions of global companies. It's built into Newgen

Stop blocking legitimate customers

Old ways of combating fraud were never designed for modern internet businesses. Karma can help you distinguish fraudsters from customers more accurately than other systems to increase acceptance.

Get protection that adapts to you

Our machine learning infrastructure lets us retrain thousands of models-including ones customized for your business-every day. Karma's algorithms adapt quickly to shifting fraud patterns.

Basic fraud protection

Set rules in the Control Panel to guard against the most common types of fraudulent transactions. Learn how to enable

AVS

Helps verify that the address information supplied by the cardholder matches what the card-issuing bank has on file.

CVV

CVV

Validates the verification number associated with Visa, Mastercard, Discover, and Amex cards

Risk threshold

Helps detect fraudsters based on the velocity of transactions in a given timeframe.

Karma for Fraud Teams

Powerful tools to support fraud fighting professionals

  • Optimized reviews

    Surface the most relevent data for more efficient and accurate manual reviews.
  • Robust Insights

    See rich analytics on fraud performance and dispute rates.
  • Custom rules

    Set precise rules to flag or block certain transactions.
  • Block and allow lists

    Sync existing lists of trusted or blocked users

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